Jay is an Independent Financial Advisor. He became a Financial Services Authority authorised and regulated Financial Advisor in 2002 and created his own Financial Services company in 2005. Jay's company, One & All Financial Services, now has advisors based in 4 offices across the UK.  The bulk of his work falls under the remit of 'Financial Planning' on a personal and business basis, including mortgage advice, pensions, retirement planning, cashflow reviews and insurance.